Financial Structuring & Advisory
Transforming balance sheet architecture to eliminate debt overhangs, reduce financing costs, and unlock dormant enterprise cash flow.
When capital structure impedes operational potential.
Many fundamentally sound enterprises face acute liquidity stress not because their business model is flawed, but because their capital structure is mismatched with their cash realization cycles. Short-term debt financing long-term assets or misaligned debt amortization schedules can drain essential operating cash.
Altvest steps in as an independent structuring advisor. We re-engineer the liability side of your balance sheet, consolidating fragmented credit facilities, renegotiating covenant thresholds, and injecting tailored mezzanine or bridge instruments to re-establish stability.
Common Balance Sheet Bottlenecks We Resolve
Replacing expensive, short-tenure credit lines with structured multi-year facilities aligned with equipment and project payback periods.
Consolidating isolated bilateral debt lines into a unified consortium structure with harmonized covenants and single-window reporting.
Renegotiating restrictive interest coverage and leverage caps to give management the operational flexibility required to execute growth plans.
Our Core Structuring Interventions
Debt Consolidation & Tenure Extension
Refinancing high-cost bilateral borrowing into cohesive, extended-tenure debt packages that reduce monthly debt-service drag.
Working Capital Cycle Rationalization
Re-structuring non-fund and fund-based limits, bill discounting, and inventory financing to match seasonal cash conversion realities.
Special Situations & Turnaround
Navigating complex lender realignments, one-time settlement (OTS) structuring, and bridge liquidity injections for distressed situations.
Promoter Equity Safeguards
Insulating promoter shares against pledge invocation through structured debt takeout and mezzanine risk-cushion mechanisms.